What You Need To Know
Medicaid is an extensive health insurance program that provides benefits to a wide range of people. In Connecticut, it is run by the Connecticut Department of Social Services (DSS) to provide health-related facilities to both families with low-income and individuals who are living below a certain poverty level. The Connecticut state government and the Federal government of the United States work together to run the Medicaid program. The awardees of the program comprise of diverse groups of residents of Connecticut. The programs provide health care services to;
- Children
- Pregnant women
- Parents
- Guardians/caretaker relatives
- Senior citizens
- Parents with no dependent kids
- Disabled people
The Connecticut Medicaid program is targeted towards families and individuals with low household income who are unable to cover their medical dues. People from the underprivileged background are incapable of paying expensive medical dues as a result of the high cost of health care. The goal of the program is to reach out to such people and provide protection against the expensive medical bill so that they can live a healthy and zestful life.
In Connecticut, Medicaid can be divided into four types:
- HUSKY A gives healthcare coverage to children and their parents/caretakers with household income below 185% of the poverty level and pregnant women with income less than 250% of the poverty level
- HUSKY B which is the Connecticut CHIP program, it provides health care for children whose parents income is more than 185% of the federal poverty line
- HUSKY C provides healthcare benefits to older, disabled and blind people
- HUSKY D includes single adults who don’t have any dependent child to look after and have an income level that is below 56% of the federal poverty level.
What does it cover?
There are a wide variety of health care services that come under the Connecticut Medicaid program including:
- Home care
- Nursing and hospital care
- Laboratory test and x-rays
- Eye care
- Dental care
- Prescription medicines
- Interpretation services and many more
Medicaid also covers mental health and other therapy services if they are being provided in a hospital setting.
Program Requirements
The most important requirements of the Connecticut Medicaid programs require the candidate to be a US citizen with legal or permanent citizenship and most importantly a residence of the state of Connecticut. Your eligibility is automatically canceled if you lack any of the above-mentioned requirements. Besides that, the Connecticut Department of Social Services (DSS) which is responsible for providing the health care services takes into account two important factors which are,
- Size of the household
- Total income of the household per annum before taxes
The total annual household income before taxes should not exceed by
| Size Of The Household | Maximum Annual Income Level ($) |
| 1 | 16612 |
| 2 | 22491 |
| 3 | 28369 |
| 4 | 34248 |
| 5 | 40127 |
| 6 | 46005 |
| 7 | 51884 |
| 8 | 57762 |
An amount of $5875 is added per person if the total size of the household exceeds 8 members. The above information is subjected to change from time to time, that’s why it is advisable to visit a managing agency in your area to help you get your hands on the latest and up-to-date information and program guidelines. This will help you understand the terms and policies of the program and help make the application process easy.
The eligibility for the Connecticut Medicaid program can also be checked through an online procedure. In order to check your eligibility, you need to provide the following information,
- Personal information
- Annual household income
- Citizenship status
- Household size
- Health condition
- Any other benefit that you might be getting
How To Apply?
The application form for the Connecticut Medicaid program can be filled out online. To fill the forms visit the ConneCT website. The website contains detailed information regarding the application procedure of various health care benefits that are provided under the CT Medicaid program. Before filling the online application form you will have to create a free online account on the website portal. It is a user-friendly portal and makes the whole process of applying easy and quick. The website also contains videos and “Frequently Asked Questions” section on how to fill out the application form.
The applicants can visit the Connecticut official Marketplace to see if you qualify for the Medicaid. The Marketplace was established to provide the healthcare benefits to citizens of Connecticut who are otherwise not able to do so. You can also find information related to the Affordable Healthcare Act on the website.
For Further Detail
You can check out the Connecticut HUSKY Health program website to learn more about the program.